Hope Programs Making the Impossible Possible
About Us
Homebuying Boot Camp for First-Time Buyers
Homebuying Boot Camp for First-Time Buyers
Hope Housing Advocate Center, Inc. is a 501(c)(3) nonprofit dedicated to restoring hope and creating lasting change in underserved communities. Our mission centers on empowering individuals and families—especially within Black and Brown communities—through housing stability, financial education, and equitable access to homeownership. We believe homeownership is a pathway to generational wealth and empowerment. Inspired by the legacy of Sojourner Truth, we provide advocacy, community programs, and personalized support to turn hopelessness into homeownership and fear into a future.
Homebuying Boot Camp for First-Time Buyers
Homebuying Boot Camp for First-Time Buyers
Homebuying Boot Camp for First-Time Buyers
Guided by Our Certified Housing Advocate.
Prepare for your journey to homeownership with expert-led sessions designed to educate, empower, and equip you with the tools to succeed.
Topics Include:
- Credit Boot Camp
Understand your credit, how to improve it, and why it matters when buying a home. - What is Debt-to-Income (DTI)?
Learn how your income, debts, and financial profile impact your mortgage eligibility. - Saving & Budgeting
Build a solid foundation with smart budgeting techniques and savings strategies. - How Much Should I Save for My Home?
Realistic savings goals for down payments, closing costs, and future expenses.
Down Payment Assistance
Homebuying Boot Camp for First-Time Buyers
Our Title Sponsors offer down payment assistance with pre-qualification requirements, starting with a mid-FICO score of 580 or higher.
Qualified homebuyers may be
eligible for down payment
assistance through grant
programs. Our Title Sponsers will work with you to identify the
best options available and guide
you through the application
process.
Take advantage of these valuable
resources to help make
homeownership more affordable
and achievable
What's Next Post Purchase
What's Next Post Purchase Workshop After closing on your home, there are a few important steps to take care of to ensure a smooth transition into homeownership. These steps will help you secure your property, keep things in order, and start settling into your new space.
• How to Increase Value
• Home Warranty
• Estate Planning
• Home Maintenance Tips
• Home Equity (How to Build)
• Insurance Review
• Tax Benefits
Get Good with Money
Get Good with Money
This program is designed for homeowners at risk of loan default or facing financial difficulties. Our advocates offer guidance in developing personalized financial and credit rebuilding plans to help homeowners increase their financial knowledge and make more informed decisions. Additionally, we assist with the preparation and negotiation of various loss mitigation options, such as loan modifications or repayment plans, to help participants navigate and resolve their financial challenges.
Take control of your financial
future with expert guidance on
avoiding foreclosure and
eviction. Learn practical
strategies to stay on track,
protect your housing, and build
long-term stability.
Money & Mindset
Get Good with Money
Life can be full of challenges and triumphs. Yet, through it all, one of your greatest strengths lies in your ability to make the most of every moment. When you're prepared to face whatever comes your way, it’s empowering. Use these tips and tools to align your finances and mindset, ensuring you’re ready to thrive in your next chapter.
A Guide to Budgeting, Smart Borrowing, Savings and Retirement, and Building Generational Wealth
Let's Talk About It
Dare to be Unique (Ages 12–17). Adolescent Financial Literacy Summer Program
Level Up Entrepreneurs
Once you’ve completed the homebuyer workshop, we offer individual pre-purchase counseling with a certified housing advocate to assist you through the process of:
- The 4 C’s of credit(Credit, Capacity, Capital & Collateral)
- Reviewing mortgage product options
- Reviewing down payment and closing cost programs
- Self-selecting a lender
- Understanding the mortgage documents
- Self-selecting a realtor
Level Up Entrepreneurs
Dare to be Unique (Ages 12–17). Adolescent Financial Literacy Summer Program
Level Up Entrepreneurs
Join a one-on-one or group "Red Table" conversation where you can ask your housing counselor or expert key questions, such as:
- How to properly file your federal taxes.
- What lenders require to qualify for a home purchase.
- What entrepreneurs need to do to qualify for homeownership.
This session offers you the opportunity to get personalized advice and guidance, helping you navigate the steps towards achieving your homeownership goals.
Dare to be Unique (Ages 12–17). Adolescent Financial Literacy Summer Program
Dare to be Unique (Ages 12–17). Adolescent Financial Literacy Summer Program
Dare to be Unique (Ages 12–17). Adolescent Financial Literacy Summer Program
Empowering Financial Futures
Understanding Credit: What it is, how it works, and why it matters
- What is Currency? A foundational look at money, value, and the economy
- Saving & Budgeting: Building smart financial habits for long-term success
- How to Purchase Property at 18: A step-by-step guide for young buyers
- College or Trade School: Exploring paths to education, careers, and financial independence